Terms of Service

By purchasing a Grace Cover program or service, you acknowledge the following:

  1. I understand that all content included on this site is the property of Ryan International Center for Healing, Empowerment and Renewal, Inc., DBA Richer Life Journey, and is protected by United States and international copyright laws. © Ryan International Center for Healing, Empowerment and Renewal, Inc.  All Rights Reserved.
  2. I am over 18 years of age; or, I am the parent or legal guardian of the registrant.
  3. I wish to attend the selected seminar/workshop and understand the fee is non-refundable within 72 hours of the event. 
  4. Due to group coordination and space demand, I understand if I cancel my attendance within 72 hours of the event, my fee is non-refundable under any circumstances 
  5. I understand that Richer Life Journey reserves the right to end a participant’s training at any time and will refund the client's payment for the remaining portion in full.

Thank you and we look forward to sharing this time together !